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I have found that high intensity long duration cardio training has helped me to strip off body fat. 20 minutes on the stationary bike at 3 quarter pace really makes a difference than riding it at half pace...Just burning off more calories than you take in is the answer...Also if you have 5 small meals a day instead of 3 big ones your energy levels stay constant. Also if you shorten rest periods between sets and keep the reps high in the 15 to 20 range you will get more toned and defined.
Hope this answers/helps.